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FOREIGN NATIONAL LOANS IN FLORIDA

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UNLOCKING FOREIGN NATIONAL LOANS IN FLORIDA

Home Financing Center is one of the largest mortgage companies in the area offering the most expert advice and loan services in Coral Gables, Miami and other parts of Florida. We specialize in helping those looking for low rates find just what they need — easily. With our experience and our reach, we have access to some of the best financial products on the market. Work with the institution that offers the area’s Top Rated Local® financing services.

Wide Range of Eligibility

Specialized Loan Options

Proven Expertise

Extensive Service Area

We Work With:

US citizens working abroad

Foreign buyers investing in property to lease or rent out

Borrowers with individual taxpayer identification numbers

Buyers investing in commercial properties such as office buildings, warehouses, hotels, or apartment buildings

Borrowers with work visas other than the B-1/B-2 visitor visas

What You Need to Know About Foreign National Loans

Those in the foreign national market have to work harder to access financing at competitive rates, but Home Financing Center here to help. First, we can help you figure out if you’re qualified. The following individuals can move forward with us:

When it comes to the types of mortgages we commonly offer, it’s mostly variable-rate mortgages. You’ll need to provide income documentation and other specific items that we’ll discuss when you work with us. We’ve closed more than four billion dollars in mortgages and helped thousands of satisfied customers in Coral Gables, Miami, and beyond, and we can’t wait to assist you.

What Our Clients Say

4.9/5 from 1,200+ reviews

Don't just take our word for it - hear from satisfied homeowners across Florida.

Yvonne
South Miami
Isabel was very, very helpful with our refinancing. She was there for all of the paperwork needed and helped guide us through the process.
Patricia
Homestead, Fl
Please thank Jose – gave 100% to ensure our loan would close on time. Very professional, courteous and knowledgeable
Andrew Papaefthemiou
GM of FIU Athletics
Home Financing Center was the company of choice when we decided to go for our home loan here in Coral Gables. Not only are they a proud partner of FIU athletics, where I work, but the opportunity to provide business back to a loyal sponsor was a win-win. More.
Omayra
Homestead, Fl
Thank you Louis – in one word – AWESOME!!!
Joshua
Coral Gables
YES – YES – YES – Excellent!!!

Frequently Asked Questions

Find answers to common questions about our services.

What is the difference between a fixed-rate and an adjustable-rate mortgage?

A fixed-rate mortgage has an interest rate that remains the same throughout the life of the loan. An adjustable-rate mortgage (ARM) has an interest rate that can change over time, usually in response to interest rate fluctuations in the market.

 

The interest rate on a home mortgage is determined by several factors, including the loan-to-value ratio, the borrower’s credit score, the loan term, and the type of loan.

 

The amount of money you need for a down payment depends on the type of loan you are getting and the lender’s requirements. Generally, you should expect to put down at least 3–5% of the purchase price of the home.

 

Closing costs are fees associated with the purchase of a home that are paid at closing. These fees can include loan origination fees, appraisal fees, title fees, and more.

 

When applying for a home mortgage, you will typically need to provide the lender with your financial information and documents, such as pay stubs, bank statements, and tax returns. You may also need to provide proof of employment and proof of assets.