Trusted by 10,000+ Florida families
Your Home Financing Learning Center
Empowering you with knowledge for every step of your homeownership journey.
FAQs
Get answers to common mortgage questions.
Blog & Articles
Stay informed with our latest insights.
Resource Library
Download guides, use calculators, and more.
Home Refinancing Frequently Asked Questions
Find answers to common questions about our services.
How long does it take to refinance a mortgage?
The time it takes to refinance a mortgage depends on many factors, including the type of loan, your credit score, and the time it takes to process your application. Generally, it can take anywhere from 30 to 60 days from start to finish.
What are the qualifications for refinancing?
Qualifications for refinancing include having a good credit score, a steady income, and enough equity in your home. Your lender will also consider your debt-to-income ratio, loan-to-value ratio, and other factors to determine if you are eligible for a refinance.
What documents will I need to apply for refinancing?
When applying for refinancing, you’ll need to provide documents such as proof of income, proof of residence, bank statements, and a copy of the title to your home. You may also need to provide an appraisal of your home to determine its value.
What are the costs associated with refinancing?
The costs associated with refinancing include application fees, origination fees, appraisal fees, title fees, and closing costs. Depending on your loan terms, you may also have to pay points. All of these costs should be taken into consideration when determining if refinancing is the right option for you.
Latest Blog & Articles
Stay informed with expert insights and market updates.
- Blog
Hello world! 4
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
- Blog
Hello world! 3
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
- Blog
Hello world! 2
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
- Blog
Hello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
Our Resources Library
Tools and guides to help you make informed decisions.
Mortgage Calculator
Estimate your monthly payments and explore scenarios.
Downloadable Guides
Access free guides on buying, refinancing, and more.
Glossary of Terms
Understand common mortgage and real estate terminology.