Trusted by 100+ South Florida Builders
Your construction and permanent financing partner
40+ years of South Florida construction expertise, single-close solutions, and dedicated builder support. Partner with the lender that understands your business.
CONSTRUCTION LOANS
Single-close construction-to-permanent financing solutions
Streamlined construction financing that converts to permanent financing at completion.
BUYER PROGRAMS
Financing solutions for your homebuyers with preferred rates
Help your buyers qualify with specialized programs and preferred pricing.
BUILDER PARTNERSHIP
Dedicated support, marketing co-op, and volume incentives
True partnership with dedicated support and financial incentives for your success.
- 100+ builder partners
- Single-close construction
- 40+ years experience
Comprehensive Builder Financing Solutions
From construction loans to buyer financing, we provide the complete range of services builders need to successfully complete and sell their projects.
Construction-to-Permanent Loans
Single-close financing that seamlessly converts from construction to permanent mortgage.
- Single closing process
- Competitive rates
- Flexible draw schedules
- No re-qualification
Spec Home Financing
Specialized financing for spec homes with flexible terms and competitive rates.
- Flexible terms
- Quick approvals
- Local market expertise
- Portfolio options
Buyer Financing Programs
Help your buyers qualify with specialized programs and preferred pricing.
- First-time buyer programs
- Down payment assistance
- Preferred rates
- Fast pre-approvals
Dedicated Builder Support
Assigned relationship manager and dedicated support team for your projects.
- Dedicated relationship manager
- Project tracking
- Regular updates
- Problem resolution
Why Builders Choose Home Financing Center
Since 1984, we’ve been the trusted construction financing partner for South Florida builders. Our deep local expertise and flexible solutions have helped complete thousands of successful projects.
We understand the unique challenges of construction financing in South Florida. From hurricane-resistant construction requirements to local permitting processes, we have the experience to navigate any challenge and keep your projects on track.
100+
Builder Partners
40+
Years Experience
$500M+
Construction Funded
95%
Project Success Rate
Construction Lending Expertise
Four decades of construction lending experience in South Florida's unique market.
Local Market Knowledge
Deep understanding of South Florida construction, permitting, and market dynamics.
True Partnership Approach
We're invested in your success with dedicated support and flexible solutions.
Financial Strength
Reliable funding capacity and consistent closing capability for your projects.
What Builders Say About Us
4.9/5 from 100+ builder partners
Hear from South Florida's leading builders who trust us with their most important projects.
Ready to Become a Preferred Partner?
Join 100+ South Florida builders who trust Home Financing Center as their preferred construction lender. Apply for our Preferred Builder Program today.




- Equal Housing Lender
- NMLS Licensed
- Florida Licensed Mortgage Banker
- Better Business Bureau A+ Rating
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