Trusted by 100+ South Florida Builders

Your construction and permanent financing partner

40+ years of South Florida construction expertise, single-close solutions, and dedicated builder support. Partner with the lender that understands your business.

CONSTRUCTION LOANS

Single-close construction-to-permanent financing solutions

Streamlined construction financing that converts to permanent financing at completion.

BUYER PROGRAMS

Financing solutions for your homebuyers with preferred rates

Help your buyers qualify with specialized programs and preferred pricing.

BUILDER PARTNERSHIP

Dedicated support, marketing co-op, and volume incentives

True partnership with dedicated support and financial incentives for your success.

Ready to discuss your project?

Comprehensive Builder Financing Solutions

From construction loans to buyer financing, we provide the complete range of services builders need to successfully complete and sell their projects.

Construction-to-Permanent Loans

Single-close financing that seamlessly converts from construction to permanent mortgage.

Spec Home Financing

Specialized financing for spec homes with flexible terms and competitive rates.

Buyer Financing Programs

Help your buyers qualify with specialized programs and preferred pricing.

Dedicated Builder Support

Assigned relationship manager and dedicated support team for your projects.

Why Builders Choose Home Financing Center

Since 1984, we’ve been the trusted construction financing partner for South Florida builders. Our deep local expertise and flexible solutions have helped complete thousands of successful projects.

We understand the unique challenges of construction financing in South Florida. From hurricane-resistant construction requirements to local permitting processes, we have the experience to navigate any challenge and keep your projects on track.

100+

Builder Partners

40+

Years Experience

$500M+

Construction Funded

95%

Project Success Rate

Construction Lending Expertise

Four decades of construction lending experience in South Florida's unique market.

Local Market Knowledge

Deep understanding of South Florida construction, permitting, and market dynamics.

True Partnership Approach

We're invested in your success with dedicated support and flexible solutions.

Financial Strength

Reliable funding capacity and consistent closing capability for your projects.

What Builders Say About Us

4.9/5 from 100+ builder partners

Hear from South Florida's leading builders who trust us with their most important projects.

Yvonne
South Miami
Isabel was very, very helpful with our refinancing. She was there for all of the paperwork needed and helped guide us through the process.
Patricia
Homestead, Fl
Please thank Jose – gave 100% to ensure our loan would close on time. Very professional, courteous and knowledgeable
Andrew Papaefthemiou
GM of FIU Athletics
Home Financing Center was the company of choice when we decided to go for our home loan here in Coral Gables. Not only are they a proud partner of FIU athletics, where I work, but the opportunity to provide business back to a loyal sponsor was a win-win. More.
Omayra
Homestead, Fl
Thank you Louis – in one word – AWESOME!!!
Joshua
Coral Gables
YES – YES – YES – Excellent!!!

Ready to Become a Preferred Partner?

Join 100+ South Florida builders who trust Home Financing Center as their preferred construction lender. Apply for our Preferred Builder Program today.

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